Young Driver Car Insurance
The UK accident statistics for young drivers make grim reading, which explains why they are considered extremely high risk by all UK insurance companies. As a result, it comes as no surprise that first time car insurance can be prohibitively expensive on all but the most budget cars. In addition, the growing number of uninsured drivers on British roads has further increased car insurance premiums in 2011, often by as much as 30-40% compared to 2010 rates.
If we examine the latest crash statistics we find that driver inexperience can have fatal consequences. Whilst only one in eight drivers in the UK is under the age of 25, they account for 25% of accident fatalities. Fatal accidents aside, the overall accident statistics look little better, with one in five new drivers still being involved in an incident in their first year of driving. As a large number of accidents occur at night some young driver car insurance policies have placed restrictions on night driving in return for discount insurance premiums for teenage drivers and those under 25.
Finding the Cheapest Insurance for Young drivers
Some insurance providers including the AA offer discounts on car insurance for young people who have recently passed their driving test if they sit the Driving Standards Agency’s Pass Plus Course. This helps a new driver or student gain valuable experience of driving in a number of ‘real world’ situations including:
Car insurance quotes for young drivers or a teenage person should be compared carefully to check the level of cover offered including the compulsory excess in the event of making a claim.
How to Reduce the Cost of First Time Driver Insurance
© Motor Car Insurance UK web site 2005 - disclaimer