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Car
Insurance web sites Just Click and Go.. Choosing
an Insurance company Insurance Groups preparation, prevention and what to do. Glossary |
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Choosing an insurance company
You have to decide very carefully what requirements you will have for your motor vehicle insurance. Virtually every company will offer different levels of cover and service and it can be tricky relating this to the price quoted.
Create
a list of your requirements such as cover type, excess, courtesy car, payment
options etc and fill this in for each company. If a company fails to meet your
specific requirements then cross it off and carry on. Eventually you will have a
variety of options and you can choose the one that suits your pocket and your
car. This will your decision as you will have all the information you need on a single sheet of
paper.
The best way to find the cheapest quote is simply to contact as many different companies as possible. Never accept the first quote without getting at least 4 more.
Getting quotes by telephone
The traditional way of getting quotes involves spending hours on the phone with a list of insurance companies. You have to repeat your details to each company which is time consuming but you have the advantage of haggling by quoting lower prices from other companies.
Getting quotes online
A more modern way is to use online quotation systems which have recently been introduced by the main insurance providers. Unfortunately you have to fill in the information for each quote which can become frustrating. Some websites will send your details to multiple companies who will each contact you in turn. Although you may have to wait longer for a response, this can save you time and effort.
All of these insurance companies can give you a quote online within minutes.
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